Our Approach

Our Approach

Established on a strategic, result orientated approach and proven practices, which have been honed through relevant and broad-based regional and international experience


Extensive regional and international experience and understanding of the market dynamics, financial regulations and laws of our jurisdictions- Our track record and integrity are first-class


Background as leaders in marketing, credit control, risk management, restructuring and recovery in the region and internationally


Extensive network across all levels of regional Financial Institutions which enables us to speak with the right people early; ensuring we waste no time in gaining a resolution

Value Creation

We only take on clients where we are confident of effecting a marked improvement to their net financial position. This is closely monitored on an ongoing basis to ensure that we are consistently providing value

Our Story

Our Story

A private firm of senior financial experts and former bankers who have identified the need to provide independent, insightful advice and hands-on support to organizations facing challenges related to their financial obligations. We also represent and advise those on the other side of the table, who are seeking to optimize their asset portfolio.

Meet the Team

Highly experienced professionals who have extensive diversified banking experience in major financial institutions in the region, the subcontinent and Europe. The principals have been at the forefront of developing and implementing the risk and compliance frameworks used by many local financial institutions

Our principals have worked with, or for all of the large banks in the region. In addition, we have board level experience across a number of industries. Our team’s average experience is over 25 years

We believe we are uniquely positioned to provide advisory solutions that span assisting customers obtain banking facilities to meet their requirements, restructuring/rescheduling of their liabilities and liquidity management.
In addition, we are able to take a hands-on approach at times of stress through formal restructuring office roles, or on a short-term basis to review and strengthen processes in order to precipitate the turn-around

Irfan W. Malik

Founder & CEO

An accomplished banker with over 40 years of diversified, management experience with leading international and Regional banks

Mumtaz Akhtar

Managing Director

Mr. Akhtar brings 37 years of banking experience in the U.A.E. and Pakistan, at both middle and senior management levels.